A membership with The Family Doctor is not just good medicine, it's often a wise financial decision as well.
High Deductible Plans
My service makes an excellent pairing with a high-deductible health plans (HDHP) joined with a Health Savings Account (HSA). These plans typically have much cheaper premiums than traditional health insurance plans. Healthcare expenses purchased with an HSA are made with pre-tax dollars; any money remaining in an HSA at the end of the year can be rolled into the next year. If you have an HDHP with an HSA, I will likely save you money.
The membership fee pays for my time and expertise. This means that any additional charges, whether they be for a vaccine, a splint, or an injection, are all provided at wholesale pricing.
In addition, I partner with laboratories and radiology centers that provide discounted rates for cash-paying patients.
Avoid the Emergency Room
Many people go to the emergency room not because they have an emergency but because they just can't get an appointment with their primary care doctor in a timely manner. Consider the following conditions:
Upper respiratory infections
Urinary tract infections
The average cost of treatment for these conditions at an urgent care facility is $100. The cost rises to more than $500 if you go to the emergency room. Even if you have insurance, the copay may be several hundreds of dollars.
But my patients can call me 24/7, and they can make an appointment within 48 hours (and usually less). Because I have fewer patients than most practices, it's much easier to get an appointment when you need to be seen. Think about it this way: if I save you just one visit to the emergency room, the membership fee will have paid for itself for the entire year.